Insurans/Takaful Semula

Life reinsurance involves the assumption of risk by one insurance company from another, specifically related to life insurance policies. This activity helps insurance companies manage their risk exposure by sharing the financial burden of claims with other insurers.

Family retakaful involves the provision of reinsurance services specifically for family takaful, which is a type of Islamic insurance that covers life and health risks. This activity ensures that takaful operators can manage their risk exposure by sharing it with other insurers, adhering to Shariah principles.

This activity involves the provision of reinsurance services, where insurance companies transfer portions of their risk portfolios to other insurers to reduce the likelihood of paying a large obligation resulting from an insurance claim. General reinsurance includes various types of reinsurance agreements, such as treaty and facultative reinsurance.

General retakaful involves the provision of reinsurance services that comply with Islamic law. This includes the pooling of risks among retakaful operators to provide coverage for various types of insurance policies, ensuring that the operations adhere to Sharia principles.

Composite retakaful involves the provision of reinsurance services that comply with Islamic law (Shariah). This activity includes both life and non-life retakaful, where the retakaful operator shares risks with other insurers while adhering to the principles of mutual cooperation and risk-sharing.

This activity involves the provision of reinsurance services specifically for risks associated with offshore operations. It includes the underwriting of reinsurance contracts that cover various types of insurance policies issued by primary insurers, focusing on risks that are located outside the jurisdiction of the primary insurer.

This activity involves the provision of reinsurance services that comply with Islamic law (Shariah). Offshore retakaful companies operate outside the jurisdiction of the local market, offering risk management solutions to primary insurers while adhering to the principles of retakaful.