Malaysian business licence·Federal
BNM Takaful Operator Licence (IFSA 2013)
Issued by Bank Negara Malaysia (BNM)Islamic Financial Services Act 2013
Overview
Licence to operate a family or general takaful operator (or retakaful). Shariah Committee required; capital and conduct rules mirror conventional insurance.
Key details
Governing Act
Islamic Financial Services Act 2013
Agency fees
Varies by agency — see official source
Validity
Annual renewal typical
Issuing authority
Bank Negara Malaysia (BNM)
Fees shown are government / local-authority fees payable to the issuing agency. Emerhub charges a separate service fee for handling the application end-to-end.
Which businesses need it
Mandatory
- 65112Family takafulItem · Issued by BNM under IFSA 2013 for family takaful, general takaful and retakaful. Shariah Committee required.
- 65122General takafulItem · Issued by BNM under IFSA 2013 for family takaful, general takaful and retakaful. Shariah Committee required.
- 65125Offshore takafulItem · Issued by BNM under IFSA 2013 for family takaful, general takaful and retakaful. Shariah Committee required.