Pawnshops and pawnbrokers includes Ar-Rahnu
This activity covers establishments primarily engaged in providing pawnshop services, which involve accepting personal property as collateral for loans. It also includes Ar-Rahnu, a type of Islamic pawnshop that operates in accordance with Sharia law, offering similar services while adhering to Islamic financial principles.
Open to 100% foreign ownership under standard Malaysian policy.
- Foreign equity
- 100%
- Capital floor
- None
- Key licences
- 2
- Setup timeline
- 8–12 wk
Licences & permits
Licences & permits
- Pawnbroker's License Application (PPG)Issued by Kementerian Pembangunan Kerajaan Tempatan (KPKT) · Pawnbrokers Act 1972 [Act 81]; Pawnbrokers (Control and Licensing) Regulations 2004; Pawnbrokers (Compound Offences) Regulations 2018Auto-mapped via semantic similarity (0.44)Fee: RM 12,000 - RM 48,000 every 2 years depending on locationValidity: 2 years
- Application For Advertisement Permit of Pawn BrokerIssued by Kementerian Pembangunan Kerajaan Tempatan (KPKT) · Pawn Brokers Act 1972 [Act 81]; Pawn Brokers (Control and Licensing) Regulations 2004; and Pawn Brokers (Compoundable Offences) Regulations 2018.Auto-mapped via semantic similarity (0.45)Fee: RM 200 processing + RM 250 annualValidity: 1 year (renewable annually)
Common requirements for most Malaysian businesses6
- Personal Data Protection Act 2010 RegistrationIssued by Personal Data Protection Department (JPDP)
- Sales & Service Tax (SST) RegistrationIssued by Royal Malaysian Customs Department (RMCD)
- LHDN Employer Tax (E) RegistrationIssued by Inland Revenue Board of Malaysia (LHDN/HASiL)
- Local Authority Business LicenceIssued by Local Authority (PBT)
- Signboard / Advertisement Licence (PBT)Issued by Local Authority (PBT)
- EPF / SOCSO / EIS Employer RegistrationIssued by KWSP (EPF), PERKESO (SOCSO), EIS
Have Emerhub file every licence above for you
We'll prepare the forms, liaise with each agency and track approvals — bundled with Sdn Bhd setup. Agency fees are paid to the issuing authority; our service fee is quoted separately.
Get a quoteSource: MalaysiaBiz / BLESS licence catalog.
Governing legislation
Traced through the business licences these Acts govern.
Activity details
SST & Withholding Tax
Risk Level
e-Invoicing (MyInvois)
MSIC code 64924 is required when issuing e-invoices via LHDN MyInvois. Use this code in the Classification field of your e-invoice.